American Income Life No-Cost Partners Program

The optional, noninsurance No-Cost American Income Life Partners™ Basic Program allows members to take advantage of up to 10 to 60 percent discounts on health-related products and services that might not be covered by their insurance benefits.

The No-Cost Basic Program includes:

  • Eye Care Plan
  • Hearing Plan
  • Prescription Drug Plan
  • Chiropractic Plan

The program also has an optional upgrade for a minimal annual cost. It’s called the Gold Program. It allows an upgrade of the Partners Program to include a Dental Discount Program, and offers 10-50% discounts on dental care – everything from routine cleanings and X-rays to more advanced and serious dental work. It even offers discounts on orthodontic coverage. The Gold Program also includes the ITC-50 Travel Plan for discounts on car rentals, hotels, and other travel discounts. It also has a 24-Hour Nurse Line where members can contact a certified nurse in emergency situations.

To find providers in your area, log on to and use Promo Code 849004.

Gold Program

  • All Basic Program Discounts
  • Dental Plan
  • Vitamins & Nutritional Supplements
  • ITC-50 Travel Plan
  • Travel Assist
  • 24-Hour Nurse Helpline

The American Income Life Partners Programs are not insurance.

Disclosure: This program is NOT insurance. The program provides discounts at certain health care providers for medical services. The plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care services but can receive a discount from those health care providers who have contracted with the discount plan organization. The range of discounts for services offered will vary depending on the type of provider and service. This is not a Medicare prescription drug plan. This program is administered by Coverdell & Company, Inc., a discount medical plan organization at 8770 W. Bryn Mawr, Suite 1000, Chicago, IL 60631, 1-800-308-0374. You have the right to cancel this program within 30 days of the effective date for a full refund of fees paid, if any.

The American Income Life Partners Programs are not available in Canada. Travel Assist is not available in FL or CT. Partners Gold Program is not available in VT.