American Income Life (AIL) Life Insurance Policies
American Income Life is dedicated to helping individuals, groups, and organizations meet their life insurance needs. Final expenses can be costly, and a change in household income by the death of the breadwinner can affect a family’s livelihood. Life insurance can help offset these expenses during an already emotional and difficult time.
It’s important to find insurance that fits the personal requirements of you and your family. Many elements need to be considered before choosing the right plan for you. These can include:
Type and amount of coverage you need
Potential developments in your life (like marriage)
The Cohen-Cohen Agency can help you determine the most suitable American Income Life insurance plan for your current and future needs.
For more information, check out the life insurance products we offer.
American Income Life Final Expenses Insurance
The thought of dying or losing a loved one is never an easy topic. Too often, family members struggle between mourning the passing of their loved one, dealing with the division of personal effects left behind, and making funeral arrangements. Grieving is hard, but it’s much harder when there is a financial strain of paying for the final arrangements. American Income Life offers life insurance policies that can help with the financial burden during an already difficult time.
American Income Life (AIL) Whole Life Insurance
Whole life insurance from American Income Life provides coverage for your entire life and also builds cash and loan value with premium payments. Premiums never increase during your ownership of your whole life policy.
American Income Life (AIL) Term Life Insurance
Term life insurance provides coverage for a limited period of time. After that period, policy holders typically pay increased premiums to continue coverage. Term life insurance is usually less expensive than whole life.
American Income Life Children Protection & Insurance
Learn how you can help protect your children in the event of tragedy. See the different policies and plans the Company offers for protecting your children.
Freedom of Choice Program
As a convenience, your beneficiary may elect to take advantage of our Freedom of Choice certificate. American Income Life’s Freedom of Choice Certificate enables the beneficiary to assign a designated benefit amount directly to the funeral home following your death.