About AIL

About American Income Life

American Income Life is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand. AIL also has two wholly-owned subsidiaries: National Income Life Insurance Company, licensed in the state of New York, and Union Heritage Life Assurance Company Limited, licensed in the Republic of Ireland. American Income Life strives to become the premier in-home life insurance sales company for working families in the communities we serve.

With just $25,000 of borrowed capital, Bernard Rapoport founded American Income Life more than 50 years ago. AIL provides coverage to more than 2 million policyholders and represents more than $130 million in annual insurance product sales (as of 12/10). The Company’s growth has been sustained through high customer satisfaction, innovative lead programs, word of mouth referrals, and one of the most lucrative Agent compensation programs in the industry.

Building on its solid foundation of providing supplemental insurance to working families, American Income Life serves its customers by building long-term relationships and providing coverage for times that are most difficult in life. AIL continues its ‘personal touch’ tradition not often found in the insurance industry today – meeting with customers in the place they are most comfortable – the customer’s home.

American Income Life has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/11). American Income Life’s executive offices are located in Waco, Texas. AIL is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK), based in McKinney, Texas.